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Key Features
- Account Fees: No monthly fee. You get 2 transactions for free with any extra debits at $2.50 USD each.
- Earn Interest: Earn interest at any balances over $5,000 USD. View interest rate
- eStatements: Electronic statements are free and accessible through digital banking. If you prefer paper statements, it costs $2 per month.
- Free Deposits: It’s always free to deposit money using our mobile app, ATMs, Interac e-Transfer® or in-branch.
- Deposit Guarantee: The deposits of Encompass Credit Union members are 100% guaranteed by the Credit Union Deposit Guarantee Corporation and the Province of Alberta.
Account Details
- Account Fee: No charge
- Minimum Monthly Balance: N/A
- # of Free Debits / Month: 2
- Per Item Debit Fee: $2.50 USD after the first two free debits
- Interest Calculated: Daily on lowest daily balance over $5,000, paid monthly at month end
- Paper Statement: $2.00 USD / month
- In-Branch Deposits: Unlimited; No charge
- Deposit (any Canadian credit union): N/A
- Inquiry (any Canadian credit union): N/A
- Bill Payments (any Canadian credit union): N/A
- Transfer (any Canadian credit union): N/A
- Withdrawal (any Canadian credit union): N/A
- Withdrawal (other Canadian financial institution): N/A
- Withdrawal (international): N/A
- AFT (Automated Funds Transfer): $2.50 USD (if over 2 free debits)
- Direct Payment / Point of Sale Purchase: N/A
- In-Branch Cash Withdrawal or Account Transfer: $2.50 USD (if over 2 free debits)
- In-Branch Bill Payment: N/A
- Online Bill Payments: N/A
- Inquiries: Unlimited; No charge
- Loan Payments: N/A
- Transfers (Immediate, Scheduled, Recurring): N/A
- Receive Interac e-Transfer®: N/A
- Send Interac e-Transfer®: N/A
- View Images of Cleared Cheques: Unlimited; No charge
- eStatements: Unlimited; No charge