Encompass Credit Cards

At Encompass Credit Union, we know each member is unique and so are your credit card needs. That’s why we offer a wide variety of credit card options. From cards loaded with exclusive benefits, to no-fee and cash back, find the card that’s right for you.

Cashback credit card

Cash Back Mastercard

This card pays you for using it. Earn cash back with every purchase and no annual fee.

Classic mastercard

Classic Mastercard

The Classic Mastercard keeps everything easy: a low annual fee and low interest rate.

CentraGold credit card

Centra Gold Mastercard

This card offers a great combination of low rates and exclusive rewards.

Travel visa credit card

Travel Rewards Visa Gold

Perfect for on-the-go travelers, this card offers travel rewards and coverage.

World mastercard

World Mastercard

The World Mastercard is your key to earning the elite-level privileges you deserve.

Statue of Liberty US credit card

US Dollar Visa

Earn privileges whenever you go to the United States or shop online with a US company.

Aura Card

Meet Aura Loyalty, the member card with benefits.

If you don't have a credit card, but want the flexibility of online purchases, Aura is here to help. The card is issued instantly within the Aura app so you don't need to wait for your physical plastic before starting to spend. Simply load your virtual card onto Apple Pay, Samsung Pay, Google Pay or Fitbit Pay and start to spend.

Limited Time Offer - 3.9% Balance Transfer

Balance Transfer 3.9%

Receive a special 3.9% Balance Transfer promo rate for 6 months when you transfer balances to any of your consumer or business cards, except the US Dollar card.

No Transfer fees!

This offer is available from February 1, 2022 and expires on December 31, 2022.

Here's how you can take advantage of this offer:

  1. Log on to MyCardInfo
  2. Select Account Services, then Balance Transfer
  3. Follow the prompts to initiate your balance transfer
Login here to pay your
Encompass credit card!
Lost/Stolen Credit Cards: Call 1-855-341-4643
Lost/Stolen Member Card debit card: Call 1-888-277-1043

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