Get the money you need, when you need it with our Personal Line of Credit with rates as low as 5.5%.  But that's not all - bundle it together with a free eChoice Spending Account and for new members, we'll reward you with a special, limited-time $50 bundle bonus on an Aura Loyalty Card! And if people you refer sign up for the bundle, you'll receive an additional $50 on your Aura card. Just complete a fast, safe, and secure online application to get started.

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Convenient 24/7 access to your funds
Enjoy the peace of mind that comes with knowing that there is money available when you need it most. 
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Only pay interest on what you use
Unlike a loan, you only pay interest on the money you actually spend, rather than you limit 
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Consolidate and save on interest
If you have multiple high-interest debts, consolidating them into a line of credit can save you money

Complete the application in minutes!

The online application for our Line of Credit bundle is simple, safe and secure. We’ll tell you if you’re pre-approved in minutes.
Get a $50 pre-paid
Aura Loyalty Card

When new Members sign up for the Line of Credit bundle, they'll receive a special $50 pre-paid Aura Loyalty Card. Plus, we’ll credit you with an additional $50 for each new member you refer who is approved for the bundle. Our Aura Loyalty Card gives you access to exclusive benefits, rewards and special offers, so hold onto it. Just like a credit card, you can spend your bonus on whatever you like.

Getting your bundle bonuses are as easy as 1, 2, 3...

Step 1

Simply sign up online for a Personal Line of Credit and an eChoice Spending Account.

Step 2

We'll order your Aura Card and we'll let you know when to download the Aura Loyalty app. We'll mail you your Aura card, and once you activate it, we'll load it with $50!

Step 3

We'll also credit your Aura card with an additional $50 when people you refer also get the bundle. 

Understanding alerts and OTPs

There are three categories of alerts: account alerts, security alerts and business notifications. Some account alerts will need to be set up by the member, while other security alerts are set up by default.

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