Students and Apprentices
We understand that juggling schoolwork and work that pays the bills can be financially challenging for students.

The good news is – we can help! Check out our Student Advantage Education Financing and Apprenticeship Loan for some solutions that can help with tuition, books and all your school expenses.

Rates as low as 4.95%*

Student Advantage Education Financing

Our Student Advantage Educational Financing is a great way to fund your education if you’re a Canadian student attending a post-secondary, technical or vocational school and are enrolled in at least a 60% full-time course load.

Key Features 

  • Fast and easy to sign up and renew
  • While you’re in school, your monthly payments are interest only
  • You have up to 10 years to repay the loan after you’ve finished school
  • You can borrow as much as $10,000 for each year of your program up to a maximum of $40,000 O.A.C.
  • Download a Student Budget here!
  • Apply for Student Educational Financing here!
Apprenticeship Loans

When you're doing an unpaid apprenticeship, it can be difficult to make ends meet. To make things more manageable, consider an Apprenticeship Loan, which enables you to set all your personal loans to interest payments only.

Key Benefits 

  • Borrow up to $5,000 on approval of credit during training periods
  • While you’re in school, your monthly payments are interest only
  • Regular payments will start only after you’re back to work
  • You may set any other personal loans to interest-only payments while in school
Government Programs

You can also check out these government programs, designed to provide financial assistance to apprentices during their technical training sessions:

Meet our Lenders!

Financial Services Officers

Aprile Buck

Contact Aprile directly at aprile.buck@encompasscu.ca or her direct line at 780-842-1712

Deb Fischer

Contact Deb directly at deb.fischer@encompasscu.ca or her direct line at 780-842-1790

Damien Marshall

Contact Damien directly at damien.marshall@encompasscu.ca or him direct line at 780-842-1778

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