Personal loans
Whether you need a loan to purchase a new car, consolidate your debt or to top off your RSPs, we’ve got you covered.

We offer several types of loans, all with competitive rates and a quick, easy application process. Just sign up online in minutes or visit your local branch.

Types of Loans

Vehicle Loans made easy!

Our Vehicle Loan is the perfect way to make buying your next vehicle a smooth and easy ride.

Key Features

  • Guarantee of a competitive rate
  • Flexibility of being able to purchase your vehicle privately or at a dealership
  • Pre-approved loan amount (OAC*) good for 90 days
  • Smooth application and payment process
Consolidate your debt!

A personal loan is a great way to consolidate all your debts in one place, at one low rate.

Key Features 

  • Guarantee of a competitive rate
  • Great way to pay off credit cards
  • It can help you reduce your monthly payments
  • It can help you pay down your debt faster
Top up your RSP!

Got a little extra RSP contribution room? Don’t miss out on that tax refund with an RSP Loan.

Key Features 

  • Maximize your tax refund
  • Preferred interest rate when you purchase an investment product
  • Allows you to put money away for retirement
  • Option to use your tax refund to pay down the loan

Mortgage Rates

3-year fixed rate

Interest

5-year fixed rate

Interest

Meet our Lenders!

Financial Services Officers

Aprile Buck

Contact Aprile directly at aprile.buck@encompasscu.ca or her direct line at 780-842-1712

Deb Fischer

Contact Deb directly at deb.fischer@encompasscu.ca or her direct line at 780-842-1790

Kyla Duquesne

Contact Kyla directly at kyla.duquesne@encompasscu.ca or her direct line at 780-842-1716

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.