Lines of credit
We all have unexpected expenses that pop up now and then.

That’s where a Line of Credit (LOC) or authorized overdraft (AOD) can help. They provide you with access to cash when you need it — to handle an emergency, cover home renovations or even take advantage of an investment opportunity.


Authorized Overdraft

An Authorized Overdraft is revolving credit connected to your daily banking account that allows your withdrawals to exceed your deposits up to a determined amount. You pay on your AOD every time you deposit to your chequing account. Your AOD amount will be determined between you and your lender. You will need to contact a lender directly to apply for an authorized overdraft. 


Lines of Credit - Rates as Low as 7.5%

A Line of Credit is a revolving loan so once you pay down your LOC, you can use it again without having to re-apply each time you need to borrow money as long as your borrowed funds don’t exceed your credit limits. Plus, interest rates are usually lower than credit cards and you only pay interest on what you use.

Meet our Lenders!

Financial Services Officers

Aprile Buck

Contact Aprile directly at or her direct line at 780-842-1712

Deb Fischer

Contact Deb directly at or her direct line at 780-842-1790

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