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- Rural-first Banking
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digital home
The updated app has new features, learn more by checking out our how to videos.
Welcome to Encompass Credit Union
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Credit Cards

Wealth
Join Encompass Credit Union. Enjoy these rates every day.
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Digital banking
Mobile Banking app
Interac e-Transfers
Member Card/ATMs
Meet Aura Loyalty, the member card with benefits.
If you don't have a credit card, but want the flexibility of online purchases, Aura is here to help. The card is issued instantly within the Aura app so you don't need to wait for your physical plastic before starting to spend. Simply load your virtual card onto Apple Pay, Samsung Pay, Google Pay or Fitbit Pay and start to spend.
Limited Time Offer - 3.9% Balance Transfer

Balance Transfer 3.9%
Receive a special 3.9% Balance Transfer promo rate for 6 months when you transfer balances to any of your consumer or business cards, except the US Dollar card.

No Transfer fees!
This offer is available from February 1, 2022 and expires on December 31, 2022.
Here's how you can take advantage of this offer:
- Log on to MyCardInfo
- Select Account Services, then Balance Transfer
- Follow the prompts to initiate your balance transfer