Welcome to Encompass Credit Union

Encompass Credit Union was founded right here in Alberta, and we’re proud to provide leading financial services to the families, communities and businesses who call it home.
Happy woman sitting casually
Daily Banking
Spending or Savings Accounts, we have options to suit your lifestyle!
Couple with new home
Mortgages
We can help you buy a new home, and make your homeownership dreams come true!
Red haired woman with car key
Borrowing
Need a car loan, or a line of credit? We may be able to help you out!
Cashback credit card
Credit Cards
We have a suite of Visa and Mastercards from a low-rate Cashback Mastercard to a Visa Infinite Business.
Couple laughing with laptop
Investing
Earn interest with a Term Deposit (GIC), TFSA or RSP!
PlanWright logo with umbrella
Wealth
Need expert advice for your financial future? PlanWright Financial is here for you!

Apply for our Community Social Responsibility Investment Program today

Applications are being accepted until November 30th for up to $10,000! Please read the grant application criteria before applying. 

Join Encompass Credit Union. Enjoy these rates every day.

5-year fixed mortgage

Interest Rate

5-year fixed GIC

Interest Rate

TFSA 5 year

Interest Rate

*Rates subject to change.

October is Cyber Security Month

With the exploding growth of technology that have been created to make our lives easier, or more convenient – such as mobile banking, access to information, trying to find love, all the way to purchasing your favourite cheese online – cyber criminals have also increased targeting businesses, individuals and even critical infrastructure.

Aura Card

Meet Aura Loyalty, the member card with benefits.

If you don't have a credit card, but want the flexibility of online purchases, Aura is here to help. The card is issued instantly within the Aura app so you don't need to wait for your physical plastic before starting to spend. Simply load your virtual card onto Apple Pay, Samsung Pay, Google Pay or Fitbit Pay and start to spend.

Limited time offer - 5.9% Balance Transfer

5.9% balance transfer
Balance Transfer 5.9%
Receive a special 5.9% Balance Transfer promo rate for 6 months when you transfer balances to any of your consumer or business cards, except the US Dollar card.
No Transfer fees!
Balance transfers must be $500 at minimum; multiple transfers are allowed.

Service Status

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Digital banking
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Mobile Banking app
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Interac e-Transfers
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Member Card/ATMs
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