Business Explore US
Operating Account
Our Business Explore US Operating Account provides a way for you to deal in US currency without having to worry about current exchange rates.

If you conduct business in the States, this US dollar account could help make your business run a little smoother. It provides the perfect way for you to deal in US currency without having to worry about current exchange rates.

Key Features


  • Account Fees: The monthly account fee is only $10 US.
  • eStatements: Electronic statements are free and accessible through digital banking. If you prefer paper statements, there’s no additional charge.
  • Free Deposits: It’s always free to deposit money using our mobile app, ATMs, Interac e-Transfer® or in-branch. 
  • US Funds: This account is in US currency so there’s no need to worry about the exchange rate.
  • Deposit Guarantee: The deposits of Encompass Credit Union members are 100% guaranteed by the Credit Union Deposit Guarantee Corporation and the Province of Alberta.

Account Details

  • Account Fee: $10.00 US / month
  • Minimum Monthly Balance: N/A
  • # of Free Debits / Month: N/A
  • Per Item Debit Fee: $1.25 US
  • Paper Statement: No charge
  • In-Branch Deposits: Unlimited; No charge
  • Deposit (any credit union): N/A
  • Inquiry (any credit union): N/A
  • Bill Payments (any credit union): N/A
  • Transfer (any credit union): N/A
  • Withdrawal (any credit union): N/A
  • Withdrawal (other financial institution): N/A
  • Withdrawal (international)*: N/A
  • AFT (Automated Funds Transfer): $1.25 US
  • Cheque: $1.25 US
  • Direct Payment / Point of Sale Purchase: N/A
  • In-Branch Cash Withdrawal or Transfer: $1.25 US
  • In-Branch Bill Payment: N/A
  • Online Bill Payments: N/A
  • Inquiries: Unlimited; No charge
  • Loan Payments: N/A
  • Transfers (Immediate, Scheduled, Recurring): N/A
  • Receive Interac e-Transfer®: N/A
  • Send Interac e-Transfer®: N/A
  • View Images of Cleared Cheques: Unlimited; No charge
  • eStatements: Unlimited; No charge
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