Agriculture Elite
Operating Account
Our Agriculture Elite Operating Account offers unlimited specified debit transactions so you can bank as much as you need to at no extra cost.

As your farm grows, you’ll need an account that has the flexibility to grow with it. Our Agriculture Elite Operating Account is the answer. It offers a whole host of benefits and unlimited specified transactions so you can bank as much as you need to at no extra cost. 


Key Features 

  • Account Fees: The monthly account fee is only $70 and includes unlimited specified debit transactions.

  • eStatements: Electronic statements are free and accessible through digital banking. If you prefer paper statements, there’s no additional charge.

  • Free Deposits: It’s always free to deposit money using our mobile app, ATMs, Interac e-Transfer® or in-branch. 

  • Interac e-Transfer: Interac e-Transfers are free to receive but cost $1.50 to send.

  • Deposit Guarantee: The deposits of Encompass Credit Union members are 100% guaranteed by the Credit Union Deposit Guarantee Corporation and the Province of Alberta.


Account Details

  • Account Fee: $70.00 / month
  • Minimum Monthly Balance: N/A
  • # of Free Debits / Month: Unlimited
  • Per Item Debit Fee: N/A
  • Paper Statement: No charge
  • In-Branch Deposits: Unlimited; No charge
  • Deposit (any credit union): Unlimited; no charge
  • Inquiry (any credit union): Unlimited; no charge
  • Bill Payments (any credit union): Unlimited; No charge
  • Transfer (any credit union): Unlimited; No charge
  • Withdrawal (any credit union)*: Unlimited; No charge
  • Withdrawal (other financial institution)*: $1.50
  • Withdrawal (international)*: $3.00
  • AFT (Automated Funds Transfer): Unlimited; No charge
  • Cheque: Unlimited; No charge
  • Direct Payment / Point of Sale Purchase: Unlimited; No charge
  • In-Branch Cash Withdrawal or Transfer Unlimited; No charge
  • In-Branch Bill Payment: Unlimited; No charge
  • Online Bill Payments: Unlimited; No charge
  • Inquiries: Unlimited; No charge
  • Loan Payments: Unlimited; No charge
  • Transfers (Immediate, Scheduled, Recurring): Unlimited; No charge
  • Receive Interac e-Transfer®: Unlimited; No charge
  • Send Interac e-Transfer®: $1.50/transfer
  • View Images of Cleared Cheques: Unlimited; No charge
  • eStatements: Unlimited; No charge
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