As a member of Encompass, you don't have to rely on our ATMs to keep from getting dinged by ATM surcharges. Why? Because you have access to one of the largest surcharge-free ATM networks in Canada. With over 4,000 ding-free ATMs, that’s a bigger ATM network than most banks!


  • Avoid ATM Surcharges - Just look for a ding-free sign on your ATM
  • Locate Nearby ATMs – Just download the Ding-Free® Locator App


The Ding-Free® Locator App is completely free for iPhone, Android, Windows and Blackberry devices.

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