Spend time on things that matter!

In our busy world, every minute counts and that's why we have convenient electronic services that will save you time and energy. Whether you're an active student, an overloaded parent or a busy business owner, we've got solutions that will let you spend less time doing your banking so you can focus on things that matter!

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	Internet Banking provides you with foundational access to your account information, account history and the ability to complete banking transactions such as transfers, bill payments and Interac e-Transfers®. Now you can do your banking at a time and place that's convenient for you.
	Increased Authentication uses industry leading layers of security to protect you from potential fraud when you use Internet Banking.
	Alerts allow you to receive notification about your Internet Banking activity. Some Alerts can be set up to provide you with an extra layer of security to protect yourself and your accounts from fraudulent activity through your Internet Banking. Other Alerts can be set up to notify you of account activity that will help you stay on top of your finances.
	Get instant and secure access to your accounts, pay your bills and transfer money with the Go Mobile App. Whether you have an Apple or Android tablet or smartphone, you can download the Go Mobile App for FREE!
	You can make a personal loan pre-payment from inside your Internet Banking at any time or you can complete this simple online form anytime and as often as you like.
	All of our personal accounts are paperless, which not only reduces the impact on the environment, but also reduces the impact on your wallet as eStatements are absolutely FREE!
	Lock'N'Block puts control in your hands and allows you to manage the use of your own Member Card® debit card at any time and from anywhere that you can access your Internet Banking... whether you use the Go Mobile App, Mobile Web or the Internet Banking site.
	As a member of Encompass Credit Union, you don't have to rely on our ATMs to keep from getting dinged by ATM surcharges. In fact, you're part of one of the largest surcharge-free ATM networks in Canada! Across Canada, from BC to Newfoundland, you have access to over 1,800 surcharge-free ATMs. That's a bigger ATM network than most banks and it's all ding free.
	Need an account? You can open an account online at any time and from anywhere that's convenient for you.
	A service that allows you to start your loan application for most of your borrowing needs. It's simple and convenient to get the loan process started.
	Wouldn't it be nice to have your bills paid automatically so you don't have to worry about them? It's easier than you think... whether you set up a recurring bill payment through your online banking or arrange a pre-authorized payment with your bill payees!
	Mobile Banking allows you to see your account balance or your 5 most recent transactions from your Internet Banking right on your cell phone. Waiting in line at the store and want to make sure you have enough in your account to cover your purchase? With Mobile Banking, your balance is just a text message away.
	Interac e-Transfer® offers you the convenience of texting or emailing money almost instantly. It's the perfect solution if you need to split a bill in a restaurant, pay your portion of the rent or bills, send birthday cash to someone special, or pay for services such as babysitting or housekeeping.
	Mobile Web is online banking optimized for your tablet or smartphone. You don't have to download or install any applications and it's designed specifically for use on mobile devices with web browsers.
	Deposit Anywhere™ allows you to deposit your cheques from wherever you are! Just open the Go Mobile App on your smartphone and take a picture of the cheque to deposit it.