Investing

Whether you're saving for retirement, your child's education, the perfect vacation or a big purchase, you want to make sure you're getting the most out of your money. At Encompass Credit Union, we provide access to a wide variety of investment options along with investment planning advice and expertise.

Savings

We have a wide variety of savings accounts to ensure that we have one that suits your needs! Check out our Account Rates!

Tax-Free Savings Account

A Tax-Free Savings Account (TFSA) allows you to set money aside in eligible investment options to earn interest tax-free. Use our convenient TFSA Calculator to develop a savings strategy. Check out our TFSA Rates!

Term Deposits

If you're looking for a safe, low-risk place to keep your money and watch it grow, then a term deposit may be just what you're looking for! Check out our Term Deposit Rates!

Registered Retirement Savings Plan (RRSP)

Contributions to an RRSP (within your contribution limits) lower your taxes and any income you earn is tax-sheltered! It's a great way to save for retirement. Use our Retirement Planner to see how your retirement is shaping up! Check out our RRSP Rates!

Registered Retirement Income Fund (RRIF)

A RRIF is funded by your RRSP investments and is designed to provide a source of income during your retirement. Your investments are still able to grow tax-deferred until the funds are withdrawn. Try our RRIF Calculator to find your withdrawal minimums and payment options. Check out our RRIF Rates!

Registered Educational Savings Plan (RESP)

An RESP allows you to set money aside to be used by a beneficiary for post-secondary education. Any income earned within the plan is tax-deferred. Try our Education Savings Calculator to make a savings plan for your child's post-secondary education.

Mutual Funds†

Our Credential Asset Management Inc. Mutual Funds Investment Specialists at PlanWright Financial specialize in mutual funds and can assist you with the best option to meet your goals.

† Mutual Fund Disclaimer: Mutual funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated. ®Credential is a registered mark owned by Aviso Wealth Inc.

For more information, check out our Investments Brochure!

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