Mortgages


Whether you're buying your first home or searching for your dream home, we can help! We have a variety of different options and benefits for residential mortgages and our experienced, professional staff will work with you to choose the right mortgage options to best suit your needs.


How Can You Benefit?

  • Save your hard earned dollars by paying off your mortgage more quickly, either through a lump sum payment or by increasing the amount or frequency of your payments... all without penalty!
  • We can help you to easily transfer your existing mortgage from another financial institution.
  • Enjoy competitive interest rates and, of course, our profit share program also helps reduce the interest you pay.
  • Save time when you're shopping for a house by coming in for a mortgage pre-approval. You can shop confidently knowing that your funding is already in place.
  • Check out our 'Why a Mortgage With Us' page to find out other great benefits to having a residential mortgage with Encompass Credit Union.

Building Your Own Home

If you're interested in building your own home, then a construction mortgage may be just what you need! Read more about our Construction Mortgages and the steps required to get your building project completed.

Mortgage Pre-Approvals

Thinking about moving from renting a house to buying your own home? Come in and see one of our Mortgage Professionals and talk to them about a Mortgage Pre-Approval today! This will help you know what size of mortgage you qualify for and will provide a guide as you begin to work with your realtor to find that perfect home.

Mortgage Terminology

We understand that sometimes it can be harder to decipher the terms in your mortgage than it actually is to get the mortgage itself! That's why we've put together a Mortgage Terminology page to assist you with all the terms that are involved in getting a mortgage.

Moving Checklist

Once you've bought that perfect home, the next step is moving! Sometimes moving can be more overwhelming than actually buying the house so we've compiled a basic Moving Checklist to help get you started and to give you some extra peace of mind during your move.

Try out our Mortgage Calculator!

Whether you're planning to buy a home or build one, our 2018 Home Booklet has tons of helpful information.

Take a look at the Member Financial Fitness: Facts About Mortgages brochure on our Articles page.


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