Deposit Anywhere™

Deposit Cheques with a Snap

Deposit Anywhere™ allows you to deposit your cheques from wherever you are! No need to walk the cheque to your local Encompass Credit Union branch or an ATM. Just open the Go Mobile App on your smartphone and take a picture of the cheque to deposit it!
Deposit Anywhere™

How can you benefit?


  • It's convenient... you can do it anywhere!
  • It saves you the time of having to stop by your local branch or an ATM to do your cheque deposits.
  • It's super easy.
  • You can rest easy knowing it's as secure as physically depositing your cheque at your branch.

How does it work?

Check out this short video showing how Deposit Anywhere™ works:

How to Use Deposit Anywhere™

1. Open the Go Mobile App on your smartphone
2. Click 'Deposit'
3. Enter your deposit details by choosing your account and entering the amount of the cheque
4. Take a photo of the cheque
5. Press 'confirm' to submit it
6. The cheque will be securely deposited into your account

After You Deposit:

1. Write 'Deposited' across the front of the cheque
2. Keep the cheque for 90 days (don't send it to us)
3. Destroy the cheque within 120 days
4. After successful processing, your funds should be available the next day

Frequently Asked Questions

When I make a deposit using the Go Mobile App, is the money available for me to use right away? You will be able to see the deposit immediately in your account activity but, like ATM deposits, there is a hold on your item and your funds will be available the next day.
Can I deposit a US dollar cheque? At this time, only Canadian dollar cheques can be deposited.
What devices are supported? Both iOS and Android devices are supported.
Is depositing cheques with a mobile phone safe? Deposit Anywhere™ is safe and secure. It is included in your Go Mobile App to ensure that your mobile banking transactions are protected and confidential. The app does not store the cheque images on your device. For enhanced security, it is recommended that you use your carrier's internet connection rather than public or free Wi-Fi connections.
Is there a dollar limit per individual cheque deposit, a daily deposit limit or a maximum number of cheques that can be deposited per day? There is no daily limit or maximum number of cheques that can be deposited in a day. Any cheque up to and including $250,000 can be deposited with Deposit Anywhere™.
What do I do with the cheque after I deposit it? After depositing your cheque with Deposit Anywhere™, just write 'Deposited' across the front of the cheque and store it in a safe spot (in case Encompass Credit Union needs it for verification purposes). After 90 days, you can safely dispose of the cheque by shredding it. You don't need to mail in the physical cheque.
*Note: Deposit Anywhere is not available on Participatory Savings accounts.
 

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