My Student Advantage

Encompass Credit Union offers a comprehensive group of products and services that work together to create Your Student Advantage.

Student Advantage Chequing Account

With a Student Advantage chequing account, you can 'take care of business' quickly, easily, accurately and do it all with no monthly fees!

Student Advantage Loan

Need a bit of help financing your education? Our Student Advantage Loan Program is excellent. YOU have the freedom to fully control your loan with just a simple call or email - use it when you need it and for what you decide you need it for!

Mobile Web

Keep on top of your money and pay bills (even your tuition) quickly and easily using your smartphone through Mobile Web.

Mobile Banking

Standing in line at the grocery store, you can send a simple text to see your account balance and most recent account activity.

Interac e-Transfer®

Pay your rent or pay your portion of the pizza bill with Interac e-Transfer®. It's easy and it's FREE.

Ding Free®

As an Encompass Credit Union member, you belong to one of the largest surcharge-free ATM networks from sea to sea. Download the FREE ATM locator app.

Student Mastercard® Card

This card is the perfect 'starter' card for post-secondary students over the age of 18. With no annual fee, you'll see the convenience and security this card offers as you build your financial future.

Check out our STUDENT ADVANTAGE QUIZ and test your knowledge!


Check out our easy-to-use Student Budget. It's a great tool when applying for a Student Advantage Loan.

Or try our Basic Budget that can help you keep track of your expenses and any money you make or receive during the year. It's a great way to keep on track.


Whether you're working on your savings plan or deciding on your student loan options, we have calculators that can help you make the right choice.

We have some helpful advice in the 'Going to School' Stages in Your Life section of our website.

If you have questions, please contact your branch or email us.

Check out this Checklist for the Perfect Resume!



Find Branch/ATM

Enter address, postal code or branch name