Term Loans

Encompass Credit Union is pleased to offer term loans to our business members who wish to consolidate debt or acquire assets (such as equipment or vehicles). We know that every business is different and so we'll work with you to select the repayment schedule that suits your needs best.


  • Enjoy peace of mind knowing you can borrow the money your business needs and choose the repayment schedule that works best with your cash flow.
  • Save time and money by making extra or increased payments to help you pay off your loan quickly without having to pay a prepayment penalty.

Here are a few of the features you will enjoy with an Encompass Credit Union Business Term Loan:

  • Fixed or floating interest rates
  • A payment schedule that matches your cash flow
  • Low or no application fees
  • No prepayment penalties
  • Optional life and disability insurance



With an Encompass Credit Union Business Mortgage, you will enjoy all the benefits of choosing a fixed or floating interest rate, a variety of repayment schedules to choose from, optional life and disability and you are also able to make extra or increased payments of up to 10% per year without penalty!

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